The issue of money management and purchasing in a couple is very crucial that thorny. Also, early in the common life, it is advisable to discuss without taboos.
Each is concerned and the budget must be discussed and jointly managed. It should initially list the positions of fixed monthly expenses in common: rent, water, electricity, telephone and Internet…
To avoid any conflict related to the confusion, it should be noted very clearly on a booklet all costs, expenses, and everyone’s participation.
Distinguish personal expenses and common expenses
For each item of fixed monthly expenses in common, should be divided by two costs. He returns to the one or the other to do the advance of each sum and to be reimbursed by his spouse by the result.
For food shopping and hygiene products, simply divide by two the note at checkout, simply by requesting it at the checkout.
Concerning personal expenses: shampoo, conditioner, deodorant, razors, perfume, makeup … everyone must pay separate products which are only intended.
Manage exceptional expenses
Some expenses are also off-budget. Council tax but also household insurance, for example, will thus be halved.
For outputs, each invites the other to the restaurant in turn, paid the glass of the other in the bar … The principle of 50/50 is good because it avoids any conflict. However this is very rational.
In one pair, it may happen that large income differences. It is therefore also being arranged in each of its capabilities and the goodwill of the other.